Looking at my bank account - this is one of those things I, personally, will never need.
One of the most interesting terms of mankind is "public". You know, animals don't have private and public, they have nature. If you think about, it's money that makes the difference here. How people have to defend property from public. If there was no property there was no difference between public and private, I guess.
The same IK guess, this is much more "Goldman Sachs" than a Renault Zoé.